Mortgage Lender Index

Refinancing lenders in Audrain County

68 refinancing mortgages were made in Audrain County, Missouri, in 2025, by 43 lenders. The median rate their borrowers got was 6.625% on a median loan of $115,000. Of 106 decisions, 27 were denials — 25.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
United Credit Union 15 7.000% $45,000 41.2%
First State Community Bank 10 7.500% $85,000 9.1%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 11.1%
Commerce Bank 4 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Community State Bank of Missouri 3 Under 10 loans Under 10 loans 0.0%
The Bank of Missouri 3 Under 10 loans Under 10 loans 0.0%
HNB National Bank 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 33.3%
The Central Trust Bank 2 Under 10 loans Under 10 loans 33.3%
River Region Credit Union 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Exchange Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
The Callaway Bank 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
COMMERCIAL TRUST COMPANY OF FAYETTE 1 Under 10 loans Under 10 loans 0.0%
BTC BANK 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PEOPLES BANK & TRUST CO. 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
COREVEST AMERICAN FINANCE LENDER LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
The Bank of Old Monroe 0 Under 10 loans Under 10 loans Not published
SERVIS ONE, INC. 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
DELMAR FINANCIAL COMPANY 0 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.