Mortgage Lender Index

Refinancing lenders in Jones County

38 refinancing mortgages were made in Jones County, North Carolina, in 2025, by 32 lenders. The median rate their borrowers got was 5.990% on a median loan of $230,000. Of 48 decisions, 8 were denials — 16.7%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 28.6%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 4 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 3 Under 10 loans Under 10 loans 40.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 2 Under 10 loans Under 10 loans 33.3%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Truist Bank 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Marine Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.