Mortgage Lender Index

Refinancing lenders in Henry County

86 refinancing mortgages were made in Henry County, Ohio, in 2025, by 43 lenders. The median rate their borrowers got was 6.990% on a median loan of $140,000. Of 116 decisions, 29 were denials — 25.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
The Huntington National Bank 27 7.740% $115,000 25.0%
Civista Bank 14 7.500% $55,000 17.7%
WesBanco Bank, Inc. 9 Under 10 loans Under 10 loans 18.2%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 42.9%
PNC Bank, National Association 4 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
The State Bank and Trust Company 1 Under 10 loans Under 10 loans 50.0%
The Union Bank Company 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
SUPERIOR CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Directions Credit Union, Inc. 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
The Genoa Banking Company 1 Under 10 loans Under 10 loans 0.0%
Providence Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Bluffton 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Abbott Laboratories Employees Credit Union 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
MortgageCountry, LLC 0 Under 10 loans Under 10 loans Not published
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.