Mortgage Lender Index

Refinancing lenders in Mercer County

58 refinancing mortgages were made in Mercer County, Ohio, in 2025, by 42 lenders. The median rate their borrowers got was 6.438% on a median loan of $155,000. Of 73 decisions, 12 were denials — 16.4%, most often for other.

LenderMortgages madeMedian rateMedian loanDenied
SUPERIOR CREDIT UNION, INC. 11 6.375% $125,000 0.0%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 33.3%
The Park National Bank 6 Under 10 loans Under 10 loans 14.3%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
First Bank of Berne 3 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Minster Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Twin Valley Bank 1 Under 10 loans Under 10 loans 0.0%
MidWest America Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
WRIGHT-PATT CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
The State Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Strong Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
MORTGAGE ACCESS CORP. 0 Under 10 loans Under 10 loans Not published
The Citizens National Bank of Bluffton 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
HONDA Federal Credit Union 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
MYCUMORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Mercer County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.