Mortgage Lender Index

Refinancing lenders in Morgan County

31 refinancing mortgages were made in Morgan County, Ohio, in 2025, by 30 lenders. The median rate their borrowers got was 6.125% on a median loan of $155,000. Of 37 decisions, 6 were denials — 16.2%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
North Valley Bank 6 Under 10 loans Under 10 loans 14.3%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 25.0%
UNIFIED BANK 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
BRIDGE CREDIT UNION, INC. 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
The Waterford Commercial and Savings Bank 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bankers' Bank 1 Under 10 loans Under 10 loans 0.0%
NASA Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
WRIGHT-PATT CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans 100.0%
German American Bank 0 Under 10 loans Under 10 loans Not published
POLARIS HOME FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
LIBERTY HOME MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
NFM, INC. 0 Under 10 loans Under 10 loans Not published
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.