Mortgage Lender Index

Cash-out refinancing lenders in McCormick County

22 cash-out refinancing mortgages were made in McCormick County, South Carolina, in 2025, by 37 lenders. The median rate their borrowers got was 6.688% on a median loan of $215,000. Of 47 decisions, 22 were denials — 46.8%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 40.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 75.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 66.7%
COLONY BANK 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
Countybank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
City National Bank of Florida 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PEACH STATE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Liberty 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
RUOFF MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans Not published
SOUTH CAROLINA FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.