Mortgage Lender Index

Refinancing lenders in Kleberg County

36 refinancing mortgages were made in Kleberg County, Texas, in 2025, by 39 lenders. The median rate their borrowers got was 5.990% on a median loan of $220,000. Of 61 decisions, 18 were denials — 29.5%, most often for other.

LenderMortgages madeMedian rateMedian loanDenied
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 37.5%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
CLEARPATH LENDING 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
RALLY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 0 Under 10 loans Under 10 loans 100.0%
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Reliable Holdings Manager dba Lendz Financial 0 Under 10 loans Under 10 loans Not published
SFMC, LP 0 Under 10 loans Under 10 loans Not published
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
COASTLIFE CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
9845005BP6974AE5D838 0 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.