Mortgage Lender Index

Refinancing lenders in Buffalo County

31 refinancing mortgages were made in Buffalo County, Wisconsin, in 2025, by 37 lenders. The median rate their borrowers got was 5.990% on a median loan of $225,000. Of 40 decisions, 9 were denials — 22.5%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Merchants Bank, National Association 6 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 4 Under 10 loans Under 10 loans 20.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 40.0%
Security Financial Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
CO-OP Credit Union 2 Under 10 loans Under 10 loans 0.0%
WNB FINANCIAL, N.A. 1 Under 10 loans Under 10 loans 0.0%
University of Wisconsin Credit Union 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Dairy State Bank 1 Under 10 loans Under 10 loans 0.0%
Citizens First Bank 1 Under 10 loans Under 10 loans 0.0%
Northwestern Bank 1 Under 10 loans Under 10 loans 0.0%
Starion Bank 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
Governmental Employees Credit Union 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Royal Credit Union 0 Under 10 loans Under 10 loans Not published
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
COVANTAGE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Bluff View Bank 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
River Bank 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
State Bank Financial 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Minnwest Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.