Mortgage Lender Index

Refinancing lenders in Ware County

106 refinancing mortgages were made in Ware County, Georgia, in 2025, by 46 lenders. The median rate their borrowers got was 6.625% on a median loan of $140,000. Of 132 decisions, 17 were denials — 12.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
PrimeSouth Bank 37 7.750% $65,000 2.6%
UNITED SHORE FINANCIAL SERVICES, LLC 14 5.625% $225,000 0.0%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
Truist Bank 4 Under 10 loans Under 10 loans 33.3%
ROYAL UNITED MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
United Community Bank 3 Under 10 loans Under 10 loans 40.0%
First Southern Bank 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Ameris Bank 2 Under 10 loans Under 10 loans 33.3%
Pineland Bank 2 Under 10 loans Under 10 loans 0.0%
COLONY BANK 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Farmers & Merchants Bank 2 Under 10 loans Under 10 loans 0.0%
Southeastern Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Coffee County 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Guardian Bank 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans Not published
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
FIRST COMMERCE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
NJ LENDERS CORP. 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.