Mortgage Lender Index

Refinancing lenders in Harrison County

58 refinancing mortgages were made in Harrison County, Kentucky, in 2025, by 46 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 83 decisions, 21 were denials — 25.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Fifth Third Bank, National Association 8 Under 10 loans Under 10 loans 27.3%
Stock Yards Bank & Trust Company 5 Under 10 loans Under 10 loans 14.3%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 16.7%
UNIVERSITY OF KENTUCKY 4 Under 10 loans Under 10 loans 50.0%
City National Bank of West Virginia 4 Under 10 loans Under 10 loans 20.0%
UNION HOME MORTGAGE CORP. 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 33.3%
Traditional Bank, Inc. 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
Guardian Savings Bank 1 Under 10 loans Under 10 loans 0.0%
PANORAMA MORTGAGE GROUP, LLC 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
SOUTH CENTRAL BANK, INC. 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FIELD & MAIN BANK, INC. 1 Under 10 loans Under 10 loans 0.0%
Peoples Exchange Bank 1 Under 10 loans Under 10 loans 0.0%
Forcht Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
WesBanco Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
COMMONWEALTH 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans 100.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Central Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
GENERAL ELECTRIC CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
Alcova Mortgage LLC 0 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE INVESTORS GROUP, INC. 0 Under 10 loans Under 10 loans Not published
AgFirst Farm Credit Bank 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.