READYCAP COMMERCIAL, LLC
READYCAP COMMERCIAL, LLC received 109 applications in 2025 and made 46 mortgages, in 69 counties across 31 states. The median rate its borrowers got was 6.070% on a median loan of $2,440,000. Of 62 decisions, 16 were denials — 25.8%, most often for collateral.
| Legal Entity Identifier | 549300L8ZRL1FNUUOA59 |
|---|---|
| Applications received | 109 |
| Mortgages made | 46 |
| Denied | 16 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 47 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0168 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 36 | 6.070% | $2,555,000 | 0.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 94.1% |
Where READYCAP COMMERCIAL, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 28.6% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 50.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Coweta County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Kenton County, KY | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Macomb County, MI | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Dutchess County, NY | 1 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 50.0% |
| Monroe County, NY | 1 | Under 10 loans | 0.0% |
| Rockland County, NY | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Oklahoma County, OK | 1 | Under 10 loans | 0.0% |
| Linn County, OR | 1 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 0.0% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Robertson County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 1 | Under 10 loans | 50.0% |
| Lauderdale County, AL | 0 | Under 10 loans | 100.0% |
| Pulaski County, AR | 0 | Under 10 loans | Not published |
| Alameda County, CA | 0 | Under 10 loans | Not published |
| Riverside County, CA | 0 | Under 10 loans | Not published |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| San Francisco County, CA | 0 | Under 10 loans | Not published |
| Solano County, CA | 0 | Under 10 loans | Not published |
| Denver County, CO | 0 | Under 10 loans | 100.0% |
| Miami-Dade County, FL | 0 | Under 10 loans | Not published |
| Marion County, IN | 0 | Under 10 loans | Not published |
| Black Hawk County, IA | 0 | Under 10 loans | Not published |
| Baltimore city, MD | 0 | Under 10 loans | Not published |
| Worcester County, MA | 0 | Under 10 loans | Not published |
| Hennepin County, MN | 0 | Under 10 loans | Not published |
| St. Louis city, MO | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.