Mortgage Lender Index

Cash-out refinancing lenders in Fayette County

43 cash-out refinancing mortgages were made in Fayette County, Texas, in 2025, by 40 lenders. The median rate their borrowers got was 7.250% on a median loan of $215,000. Of 73 decisions, 26 were denials — 35.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 18 7.313% $195,000 28.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
UNIVERSITY Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 80.0%
TEXAS DOW EMPLOYEES CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
The First National Bank of Bastrop 1 Under 10 loans Under 10 loans 0.0%
MEMBERS CHOICE 1 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
GREATER TEXAS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
The First National Bank of Shiner 0 Under 10 loans Under 10 loans 100.0%
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Guaranty Bank & Trust, N.A. 0 Under 10 loans Under 10 loans 100.0%
A+ Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
RALLY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Prosperity Bank 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Texas Partners Bank 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Zions Bancorporation, N.A. 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.