Mortgage Lender Index

Home purchase lenders in Williamsburg city

109 home purchase mortgages were made in Williamsburg city, Virginia, in 2025, by 74 lenders. The median rate their borrowers got was 6.625% on a median loan of $355,000. Of 134 decisions, 21 were denials — 15.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 8 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 7 Under 10 loans Under 10 loans 12.5%
Prosperity Home Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 Under 10 loans Under 10 loans 0.0%
Towne Bank 5 Under 10 loans Under 10 loans 0.0%
Towne Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 20.0%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
C & F Mortgage Corporation 4 Under 10 loans Under 10 loans 0.0%
Ameris Bank 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 4 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 2 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Advance Financial Group, LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
SOUTHERN TRUST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CAPITAL CENTER, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Home Mortgage Alliance Corporation (HMAC) 1 Under 10 loans Under 10 loans 0.0%
Chesapeake Bank 1 Under 10 loans Under 10 loans 0.0%
CNB Bank And Trust, N.A. 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LANGLEY Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
STATE EMPLOYEES' 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
Tidewater Home Funding, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 91.7%
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens and Farmers Bank 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Logan Finance Corporation 0 Under 10 loans Under 10 loans 100.0%
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans Not published
Virginia Credit Union, Inc. 0 Under 10 loans Under 10 loans Not published
DOMINION FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans 100.0%
NexBank 0 Under 10 loans Under 10 loans 100.0%
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Fulton Bank, National Association 0 Under 10 loans Under 10 loans Not published
Johnson Financial Group 0 Under 10 loans Under 10 loans 0.0%
Goldman Sachs Bank USA 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NASA Federal Credit Union 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.