Mortgage Lender Index

Cash-out refinancing lenders in Clarke County

24 cash-out refinancing mortgages were made in Clarke County, Iowa, in 2025, by 38 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 41 decisions, 15 were denials — 36.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 33.3%
VERIDIAN CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Community Choice Credit Union 1 Under 10 loans Under 10 loans 0.0%
Collins Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
PEOPLES BANK 1 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Luana Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Central Bank 1 Under 10 loans Under 10 loans 0.0%
First Interstate Bank 1 Under 10 loans Under 10 loans 0.0%
GREENSTATE Credit Union 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
Fidelity Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
GREATER IOWA CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
COMMUNITY 1ST CREDIT UNION 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Clarke County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.