Mortgage Lender Index

Refinancing lenders in Benton County

97 refinancing mortgages were made in Benton County, Minnesota, in 2025, by 66 lenders. The median rate their borrowers got was 6.375% on a median loan of $225,000. Of 121 decisions, 21 were denials — 17.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Liberty Bank Minnesota 9 Under 10 loans Under 10 loans 18.2%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
Sentry Bank 7 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 20.0%
Old National Bank 4 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
AFFINITY PLUS 3 Under 10 loans Under 10 loans 57.1%
NEWREZ LLC 3 Under 10 loans Under 10 loans 40.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
BankVista 3 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 2 Under 10 loans Under 10 loans 33.3%
Prosperity Home Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
ST. CLOUD FINANCIAL 2 Under 10 loans Under 10 loans 0.0%
TRUSTONE FINANCIAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Blaze Credit Union 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
Bell Bank 2 Under 10 loans Under 10 loans 0.0%
Deerwood Bank 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 66.7%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION 1 1 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
Gate City Bank 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Falcon National Bank 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
Bridgewater Bank 1 Under 10 loans Under 10 loans 0.0%
Sherburne State Bank 1 Under 10 loans Under 10 loans 0.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
The First National Bank Of Milaca 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
West Bank 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
Synergy One Lending, Inc. 0 Under 10 loans Under 10 loans Not published
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans 100.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans Not published
DHI MORTGAGE COMPANY, LTD. 0 Under 10 loans Under 10 loans 100.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
MAGNIFI FINANCIAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
MEGASTAR FINANCIAL CORP. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.