Mortgage Lender Index

Refinancing lenders in Benton County

134 refinancing mortgages were made in Benton County, Missouri, in 2025, by 49 lenders. The median rate their borrowers got was 7.535% on a median loan of $135,000. Of 155 decisions, 16 were denials — 10.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Community National Bank & Trust 58 8.000% $100,000 0.0%
Equity Bank 14 7.995% $100,000 17.7%
FREEDOM MORTGAGE CORPORATION 10 6.188% $255,000 6.7%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
VILLAGE CAPITAL & INVESTMENT LLC 3 Under 10 loans Under 10 loans 25.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 50.0%
Bank of Odessa 2 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
BTC BANK 2 Under 10 loans Under 10 loans 33.3%
Hawthorn Bank 2 Under 10 loans Under 10 loans 0.0%
COMMUNITYAMERICA CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
UMB Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Exchange Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
CONSERVATION EMPLOYEES CREDIT 1 Under 10 loans Under 10 loans 0.0%
Preferred Bank 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Community Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
First State Community Bank 1 Under 10 loans Under 10 loans 0.0%
The Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
University Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Wood & Huston Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Old Missouri Bank 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 0.0%
Members Mortgage Services, L.L.C. 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.