Mortgage Lender Index

Refinancing lenders in Dallas County

71 refinancing mortgages were made in Dallas County, Missouri, in 2025, by 45 lenders. The median rate their borrowers got was 6.250% on a median loan of $195,000. Of 90 decisions, 17 were denials — 18.9%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Old Missouri Bank 9 Under 10 loans Under 10 loans 25.0%
BTC BANK 9 Under 10 loans Under 10 loans 10.0%
Oakstar Bank 6 Under 10 loans Under 10 loans 14.3%
O'BANNON BANKING COMPANY 5 Under 10 loans Under 10 loans 16.7%
FLAT BRANCH MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 16.7%
GERSHMAN INVESTMENT CORP. 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 2 Under 10 loans Under 10 loans 33.3%
Stockmens Bank 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
Great Southern Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM BANK OF SOUTHERN MISSOURI 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Guaranty Bank 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
Mid-Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Sullivan Bank 1 Under 10 loans Under 10 loans 0.0%
BluCurrent Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Regent Bank 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
The Central Trust Bank 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.