Mortgage Lender Index

Refinancing lenders in Newton County

198 refinancing mortgages were made in Newton County, Missouri, in 2025, by 60 lenders. The median rate their borrowers got was 6.625% on a median loan of $190,000. Of 255 decisions, 41 were denials — 16.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Southwest Missouri Bank 28 7.500% $100,000 3.5%
Community Bank and Trust 20 Not published $80,000 12.0%
Arvest Bank 16 7.125% $165,000 14.3%
PENNYMAC LOAN SERVICES, LLC 13 6.000% $215,000 7.1%
FLAT BRANCH MORTGAGE, INC. 13 6.625% $245,000 13.3%
Rocket Mortgage, LLC 13 6.125% $225,000 17.7%
Pinnacle Bank 12 7.250% $140,000 7.7%
FREEDOM MORTGAGE CORPORATION 11 6.250% $235,000 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 7 Under 10 loans Under 10 loans 10.0%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
First Community Bank 6 Under 10 loans Under 10 loans 14.3%
People's Bank of Seneca 4 Under 10 loans Under 10 loans 55.6%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
Commerce Bank 3 Under 10 loans Under 10 loans 25.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 25.0%
Gateway First Bank 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
Mid-Missouri Bank 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
Old Missouri Bank 2 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
Great Southern Bank 2 Under 10 loans Under 10 loans 0.0%
FREEDOM BANK OF SOUTHERN MISSOURI 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 83.3%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
CITY-COUNTY CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Guaranty Bank 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Evolve Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
UMB Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
First Bank 0 Under 10 loans Under 10 loans 100.0%
ResMac, Inc. 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 0.0%
Cadence Bank 0 Under 10 loans Under 10 loans 100.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.