Mortgage Lender Index

Home purchase lenders in Beaver County

86 home purchase mortgages were made in Beaver County, Utah, in 2025, by 47 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 95 decisions, 5 were denials — 5.3%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
INTERCAP LENDING INC. 13 6.875% $195,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 11 5.999% $315,000 0.0%
State Bank of Southern Utah 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 28.6%
AMERICAN FINANCIAL NETWORK, INC. 5 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Mountain America Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
AMERICA FIRST Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
Bank of Utah 2 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 50.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SUN AMERICAN MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 1 Under 10 loans Under 10 loans 0.0%
ENCOMPASS LENDING GROUP, LP 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL PACIFIC FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SECURITY SERVICE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
UTAH FIRST 1 Under 10 loans Under 10 loans 0.0%
Glacier Bank 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
GOLDENWEST 0 Under 10 loans Under 10 loans Not published
UTAH COMMUNITY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.