Mortgage Lender Index

Home purchase lenders in Washington County

114 home purchase mortgages were made in Washington County, Alabama, in 2025, by 64 lenders. The median rate their borrowers got was 6.875% on a median loan of $165,000. Of 245 decisions, 93 were denials — 38.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
TRIAD FINANCIAL SERVICES, INC. 16 8.465% $100,000 31.7%
21st Mortgage Corporation 15 9.770% $95,000 76.2%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 38.5%
Cadence Bank 7 Under 10 loans Under 10 loans 12.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 20.0%
FirstBank 3 Under 10 loans Under 10 loans 23.1%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
Renasant Bank 3 Under 10 loans Under 10 loans 0.0%
River Bank & Trust 3 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 3 Under 10 loans Under 10 loans 25.0%
Community Bank of Mississippi 3 Under 10 loans Under 10 loans 0.0%
ALABAMA ONE 2 Under 10 loans Under 10 loans 0.0%
Trustmark National Bank 2 Under 10 loans Under 10 loans 0.0%
254900CRPFBFJUTD8P12 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Chickasaw Community Bank 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
EMBRACE HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
2549005Z23HAAZ6QDM98 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
First Federal Savings and Loan Association 1 Under 10 loans Under 10 loans 0.0%
Mortgage Right 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
SmartBank 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ALL IN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GMFS LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Meridian 1 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 66.7%
Singing River Federal Credit Union 0 Under 10 loans Under 10 loans 0.0%
New Horizons Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
HANCOCK WHITNEY BANK 0 Under 10 loans Under 10 loans Not published
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.