Mortgage Lender Index

Home purchase lenders in Chippewa County

98 home purchase mortgages were made in Chippewa County, Minnesota, in 2025, by 57 lenders. The median rate their borrowers got was 6.625% on a median loan of $170,000. Of 109 decisions, 9 were denials — 8.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Servion, Inc. 9 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 11.1%
Citizens Alliance Bank 7 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 12.5%
Minnwest Bank 6 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 16.7%
Heritage Bank National Association 4 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 2 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
HomeTown Bank 1 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
AgCountry Farm Credit Services, FLCA 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
Liberty Bank Minnesota 1 Under 10 loans Under 10 loans 0.0%
Sunrise Banks, National Association 1 Under 10 loans Under 10 loans 0.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
TRUSTONE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Kensington Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Colorado 1 Under 10 loans Under 10 loans 0.0%
Alliance Bank 1 Under 10 loans Under 10 loans 0.0%
Bank Midwest 1 Under 10 loans Under 10 loans 0.0%
SOUTHPOINT FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
TOPLINE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
BMO Bank National Association 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans 100.0%
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Farm Credit Mid-America 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
First Bank & Trust 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Chippewa County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.