Mortgage Lender Index

Home purchase lenders in Adams County

185 home purchase mortgages were made in Adams County, Mississippi, in 2025, by 79 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 329 decisions, 115 were denials — 34.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Loansteady LLC 42 6.688% $165,000 2.0%
21st Mortgage Corporation 12 10.525% $110,000 71.4%
Concordia Bank & Trust Company 12 Not published $65,000 20.0%
UNITED SHORE FINANCIAL SERVICES, LLC 12 6.625% $160,000 0.0%
Mortgage Research Center, LLC 11 6.750% $195,000 0.0%
American Mortgage Bank, LLC 7 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 0.0%
Trustmark National Bank 6 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 4 Under 10 loans Under 10 loans 55.9%
Paramount Residential Mortgage Group, Inc. 4 Under 10 loans Under 10 loans 20.0%
Home Bank, National Association 4 Under 10 loans Under 10 loans 28.6%
JPMorgan Chase Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
GENWAY HOME MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Regions Bank 3 Under 10 loans Under 10 loans 50.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 50.0%
GMFS LLC 3 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
FIDELITY BANK 3 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 Under 10 loans Under 10 loans 0.0%
HOPE FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 85.7%
Cadence Bank 2 Under 10 loans Under 10 loans 50.0%
Bank of England 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 2 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 61.5%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank of Indiana 1 Under 10 loans Under 10 loans 50.0%
Origin Bank 1 Under 10 loans Under 10 loans 66.7%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 50.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Gulf Coast Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
North American Savings Bank, F.S.B. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Liberty Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
BAYSHORE MORTGAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Merchants & Marine Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
HANCOCK WHITNEY BANK 1 Under 10 loans Under 10 loans 0.0%
Liberty 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 66.7%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 50.0%
BankPlus 0 Under 10 loans Under 10 loans 100.0%
RiverHills Bank 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Leaders Credit Union 0 Under 10 loans Under 10 loans 100.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans 100.0%
KEESLER 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
BoxCar Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
STANDARD MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
RED RIVER EMPLOYEES FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Great Southern Bank 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Adams County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.