Mortgage Lender Index

Home purchase lenders in Pickens County

134 home purchase mortgages were made in Pickens County, Alabama, in 2025, by 59 lenders. The median rate their borrowers got was 6.625% on a median loan of $145,000. Of 220 decisions, 63 were denials — 28.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
BankFirst Financial Services 16 6.188% $210,000 0.0%
First Federal Bank, A FSB 15 6.000% $155,000 5.9%
MOVEMENT MORTGAGE, LLC 15 6.625% $165,000 0.0%
TRIAD FINANCIAL SERVICES, INC. 12 8.055% $135,000 32.1%
FirstBank 9 Under 10 loans Under 10 loans 5.9%
West Alabama Bank & Trust 8 Under 10 loans Under 10 loans 0.0%
United Community Bank 6 Under 10 loans Under 10 loans 14.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 77.8%
ALABAMA ONE 5 Under 10 loans Under 10 loans 16.7%
Cadence Bank 4 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 86.4%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
Trustmark National Bank 2 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
MORIA DEVELOPMENT, INC. 2 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Peoples Bank 1 Under 10 loans Under 10 loans 50.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 50.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
REDSTONE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CB&S Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 42.9%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
Renasant Bank 0 Under 10 loans Under 10 loans Not published
THE MORTGAGE FIRM, INC. 0 Under 10 loans Under 10 loans Not published
EvaBank 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
RELIANCE FIRST CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.