Mortgage Lender Index

Cash-out refinancing lenders in Del Norte County

61 cash-out refinancing mortgages were made in Del Norte County, California, in 2025, by 56 lenders. The median rate their borrowers got was 7.250% on a median loan of $245,000. Of 100 decisions, 35 were denials — 35.0%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 18 9.138% $115,000 34.5%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
THE LOAN STORE, INC. 5 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 25.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Tri Counties Bank 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 87.5%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
SUMMIT FUNDING, INC. 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 50.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
SERVIS ONE, INC. 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
TRAVIS CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
RANLIFE, INC. 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 0 Under 10 loans Under 10 loans Not published
FUNDLOANS CAPITAL 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERICAN INTERNET MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
INTELLILOAN, INC. 0 Under 10 loans Under 10 loans Not published
NATIONS DIRECT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans Not published
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Umpqua Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.