Mortgage Lender Index

Refinancing lenders in Grant County

102 refinancing mortgages were made in Grant County, Kentucky, in 2025, by 60 lenders. The median rate their borrowers got was 6.250% on a median loan of $195,000. Of 130 decisions, 23 were denials — 17.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Fifth Third Bank, National Association 11 7.490% $105,000 21.4%
Forcht Bank, National Association 11 6.625% $125,000 0.0%
Heritage Bank, Inc. 8 Under 10 loans Under 10 loans 20.0%
FREEDOM MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 16.7%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 22.2%
Guardian Savings Bank 6 Under 10 loans Under 10 loans 0.0%
German American Bank 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 20.0%
PLANET HOME LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 3 Under 10 loans Under 10 loans 25.0%
AMERIHOME MORTGAGE COMPANY, LLC 3 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 3 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 60.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
WesBanco Bank, Inc. 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Kentucky 1 Under 10 loans Under 10 loans 0.0%
WALKER & DUNLOP, LLC 1 Under 10 loans Under 10 loans 0.0%
Stock Yards Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 66.7%
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Connexus Credit Union 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
COMMONWEALTH 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
KEMBA CREDIT UNION, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
ALLIED MORTGAGE GROUP, INC. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
UNIVERSITY OF KENTUCKY 0 Under 10 loans Under 10 loans 100.0%
SUCCESS MORTGAGE PARTNERS, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
DELTA COMMUNITY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CF Bank, National Association 0 Under 10 loans Under 10 loans Not published
First Financial Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.