Refinancing lenders in Vernon Parish
132 refinancing mortgages were made in Vernon Parish, Louisiana, in 2025, by 40 lenders. The median rate their borrowers got was 5.750% on a median loan of $215,000. Of 183 decisions, 29 were denials — 15.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Merchants & Farmers Bank & Trust Company | 20 | Not published | $110,000 | 15.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 5.613% | $235,000 | 11.5% |
| FREEDOM MORTGAGE CORPORATION | 19 | 6.000% | $255,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 10 | 5.490% | $275,000 | 7.7% |
| Mortgage Research Center, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Rocket Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank in DeRidder | 4 | Under 10 loans | Under 10 loans | 16.7% |
| The Evangeline Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sabine State Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 10.0% |
| NEWREZ LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BARKSDALE | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Washington State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Progressive National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| PHH Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Empeople Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| DSLD MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| COUNTRYPLACE MORTGAGE, LTD. | 0 | Under 10 loans | Under 10 loans | Not published |
| EUSTIS MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| HOMELAND BANCSHARES, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CLEARPATH LENDING | 0 | Under 10 loans | Under 10 loans | Not published |
| Farmers-Merchants Bank & Trust Company | 0 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
| Regions Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.