Mortgage Lender Index

Refinancing lenders in Webster County

193 refinancing mortgages were made in Webster County, Missouri, in 2025, by 77 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 223 decisions, 23 were denials — 10.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
FREEDOM MORTGAGE CORPORATION 19 5.750% $295,000 0.0%
The Seymour Bank 18 Not published $140,000 18.2%
Arvest Bank 12 7.750% $95,000 25.0%
Southern Bank 12 7.500% $110,000 0.0%
Rocket Mortgage, LLC 12 5.990% $170,000 7.7%
PENNYMAC LOAN SERVICES, LLC 10 6.250% $225,000 9.1%
HomePride Bank 8 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 12.5%
PLANET HOME LENDING, LLC 7 Under 10 loans Under 10 loans 0.0%
Stockmens Bank 5 Under 10 loans Under 10 loans 16.7%
The Central Trust Bank 5 Under 10 loans Under 10 loans 16.7%
NEWREZ LLC 4 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 4 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 4 Under 10 loans Under 10 loans 0.0%
Old Missouri Bank 4 Under 10 loans Under 10 loans 0.0%
Oakstar Bank 4 Under 10 loans Under 10 loans 0.0%
Cadence Bank 4 Under 10 loans Under 10 loans 0.0%
CITIZENS BANK OF ROGERSVILLE 3 Under 10 loans Under 10 loans 25.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 25.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 60.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM BANK OF SOUTHERN MISSOURI 2 Under 10 loans Under 10 loans 0.0%
Mid-Missouri Bank 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
O'BANNON BANKING COMPANY 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 1 Under 10 loans Under 10 loans 0.0%
BluCurrent Credit Union 1 Under 10 loans Under 10 loans 0.0%
Great Southern Bank 1 Under 10 loans Under 10 loans 0.0%
WALKER & DUNLOP, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
TELCOMM Credit Union 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
First State Community Bank 1 Under 10 loans Under 10 loans 0.0%
FOUNDATION CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Sullivan Bank 1 Under 10 loans Under 10 loans 0.0%
Legacy Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
FCS Financial, FLCA 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MISSOURI ELECTRIC COOPERATIVES EMPL 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 0 Under 10 loans Under 10 loans Not published
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans Not published
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
UMB Bank, National Association 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.