Mortgage Lender Index

Cash-out refinancing lenders in Brown County

66 cash-out refinancing mortgages were made in Brown County, Texas, in 2025, by 59 lenders. The median rate their borrowers got was 7.375% on a median loan of $150,000. Of 116 decisions, 44 were denials — 37.9%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 47.1%
TexasBank 8 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 22.2%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 33.3%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
TIB National Association 3 Under 10 loans Under 10 loans 25.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 66.7%
First Central Credit Union 2 Under 10 loans Under 10 loans 33.3%
ABILENE TEACHERS Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
Hometown Equity Mortgage, LLC 2 Under 10 loans Under 10 loans 33.3%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 33.3%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Western Bank 1 Under 10 loans Under 10 loans 0.0%
ROUNDPOINT MORTGAGE SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 1 Under 10 loans Under 10 loans 0.0%
DATCU 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First Option Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
InterBank 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans 100.0%
American Mortgage Bank, LLC 0 Under 10 loans Under 10 loans 100.0%
First National Bank and Trust Company of Weatherford 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
2549005FUF02T1IFCA22 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
Axos Bank 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION OF TEXAS 0 Under 10 loans Under 10 loans 100.0%
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
Extraco Banks, National Association 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans Not published
ALLIANCE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
EECU 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Brown County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.