Mortgage Lender Index

Home purchase lenders in Refugio County

58 home purchase mortgages were made in Refugio County, Texas, in 2025, by 55 lenders. The median rate their borrowers got was 6.750% on a median loan of $175,000. Of 118 decisions, 49 were denials — 41.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 8 Under 10 loans Under 10 loans 63.6%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 16.7%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 60.9%
COUNTRYPLACE MORTGAGE, LTD. 2 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
SFMC, LP 2 Under 10 loans Under 10 loans 0.0%
RALLY CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 83.3%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
First National Bank in Port Lavaca 1 Under 10 loans Under 10 loans 50.0%
HOMETRUST MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 1 Under 10 loans Under 10 loans 0.0%
Hamilton Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
SECURITY SERVICE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SYNERGY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
FirstBank 0 Under 10 loans Under 10 loans 80.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 33.3%
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans Not published
Frost Bank 0 Under 10 loans Under 10 loans Not published
The First State Bank 0 Under 10 loans Under 10 loans 100.0%
First National Bank Texas 0 Under 10 loans Under 10 loans Not published
Extraco Banks, National Association 0 Under 10 loans Under 10 loans 100.0%
American Liberty Mortgage, Incorporated 0 Under 10 loans Under 10 loans Not published
PIKE CREEK MORTGAGE SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
CRESTMARK MORTGAGE COMPANY, LTD. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.