Mortgage Lender Index

Home purchase lenders in Ashland County

147 home purchase mortgages were made in Ashland County, Wisconsin, in 2025, by 69 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 180 decisions, 29 were denials — 16.1%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Northern State Bank 21 Not published $185,000 19.2%
Associated Bank, National Association 12 6.813% $150,000 0.0%
Rocket Mortgage, LLC 11 6.990% $205,000 8.3%
GUILD MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 0.0%
Chippewa Valley Bank 8 Under 10 loans Under 10 loans 10.0%
Superior Choice Credit Union 7 Under 10 loans Under 10 loans 22.2%
Mortgage Research Center, LLC 7 Under 10 loans Under 10 loans 22.2%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 14.3%
Bankers' Bank 5 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 4 Under 10 loans Under 10 loans 20.0%
Synergy One Lending, Inc. 4 Under 10 loans Under 10 loans 0.0%
Forward Bank 4 Under 10 loans Under 10 loans 0.0%
Summit Credit Union 3 Under 10 loans Under 10 loans 25.0%
TOWNE MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Nicolet National Bank 3 Under 10 loans Under 10 loans 0.0%
Johnson Financial Group 3 Under 10 loans Under 10 loans 0.0%
Bay Bank 2 Under 10 loans Under 10 loans 57.1%
BMO Bank National Association 2 Under 10 loans Under 10 loans 33.3%
The Huntington National Bank 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
University of Wisconsin Credit Union 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
Bank Five Nine 1 Under 10 loans Under 10 loans 0.0%
Prevail Bank 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Wolfe Financial, Inc 1 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The First National Bank Of Bangor 1 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Landmark Credit Union 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Citizens Community Federal National Association 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank Minnesota 1 Under 10 loans Under 10 loans 0.0%
IncredibleBank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE CENTER L.C 1 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Westby Co-op Credit Union 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Old National Bank 0 Under 10 loans Under 10 loans Not published
Citizens State Bank 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Morgan Stanley Private Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Wings Financial Credit Union 0 Under 10 loans Under 10 loans 100.0%
Royal Credit Union 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.