Mortgage Lender Index

Refinancing lenders in Mower County

79 refinancing mortgages were made in Mower County, Minnesota, in 2025, by 52 lenders. The median rate their borrowers got was 6.125% on a median loan of $145,000. Of 109 decisions, 27 were denials — 24.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Alerus Financial, National Association 12 7.375% $75,000 20.0%
Bell Bank 8 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 8 Under 10 loans Under 10 loans 18.2%
MANUFACTURERS BANK & TRUST COMPANY 7 Under 10 loans Under 10 loans 0.0%
First Alliance Credit Union 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 20.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
GNB BANK 3 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
ALTRA Federal Credit Union 2 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Old National Bank 1 Under 10 loans Under 10 loans 33.3%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
First American Bank 1 Under 10 loans Under 10 loans 50.0%
New Market Bank 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Foresight Bank 1 Under 10 loans Under 10 loans 0.0%
Minnwest Bank 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MARINE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
PROVIDENT FUNDING ASSOCIATES, L.P. 0 Under 10 loans Under 10 loans Not published
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
COMPEER FINANCIAL, FLCA 0 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
TRUSTONE FINANCIAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Mower County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.