Mortgage Lender Index

Refinancing lenders in Clearfield County

228 refinancing mortgages were made in Clearfield County, Pennsylvania, in 2025, by 55 lenders. The median rate their borrowers got was 6.600% on a median loan of $105,000. Of 304 decisions, 68 were denials — 22.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
CNB Bank 87 6.680% $105,000 5.4%
First Commonwealth Bank 23 6.500% $75,000 32.4%
S&T Bank 18 6.620% $110,000 30.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union 12 6.640% $95,000 13.3%
Rocket Mortgage, LLC 11 5.875% $175,000 38.9%
InFirst Bank 9 Under 10 loans Under 10 loans 10.0%
FREEDOM MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
Mid Penn Bank 7 Under 10 loans Under 10 loans 30.0%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 22.2%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 55.6%
Manufacturers and Traders Trust Company 4 Under 10 loans Under 10 loans 20.0%
First National Bank of Pennsylvania 3 Under 10 loans Under 10 loans 57.1%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
Timberland Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
RELIANCE SAVINGS BANK 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 75.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Farmers National Bank of Canfield 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 50.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
UNITED POLES FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Elderton State Bank 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
Marion Center Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Northwest Bank 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 66.7%
CLEARPATH LENDING 0 Under 10 loans Under 10 loans Not published
MEMBERS 1ST 0 Under 10 loans Under 10 loans 100.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Mifflinburg Bank and Trust Company 0 Under 10 loans Under 10 loans 100.0%
1st Summit Bank 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.