Mortgage Lender Index

Refinancing lenders in Perry County

203 refinancing mortgages were made in Perry County, Pennsylvania, in 2025, by 64 lenders. The median rate their borrowers got was 6.320% on a median loan of $145,000. Of 296 decisions, 73 were denials — 24.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
MEMBERS 1ST 58 6.938% $105,000 28.9%
The Bank of Landisburg 24 Not published $100,000 15.2%
PENNSYLVANIA STATE EMPLOYEES Credit Union 20 7.000% $100,000 20.0%
Rocket Mortgage, LLC 14 5.990% $200,000 15.8%
UNITED SHORE FINANCIAL SERVICES, LLC 13 5.750% $335,000 6.7%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
BELCO COMMUNITY CREDIT UNION 6 Under 10 loans Under 10 loans 0.0%
The Juniata Valley Bank 5 Under 10 loans Under 10 loans 28.6%
PNC Bank, National Association 5 Under 10 loans Under 10 loans 16.7%
Orrstown Bank 4 Under 10 loans Under 10 loans 42.9%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Truist Bank 2 Under 10 loans Under 10 loans 25.0%
First National Bank of Pennsylvania 2 Under 10 loans Under 10 loans 40.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Mid Penn Bank 1 Under 10 loans Under 10 loans 50.0%
Pennian Bank 1 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
Towne Bank 1 Under 10 loans Under 10 loans 0.0%
NYMEO FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
AMERICHOICE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
ACNB Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
FIDELITY DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
Horizon Farm Credit, ACA 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Bank of Bird-in-Hand 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
S&T Bank 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 75.0%
New Cumberland Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Fulton Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 0 Under 10 loans Under 10 loans 100.0%
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans Not published
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PATRIOT 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans 100.0%
GUIDANCE RESIDENTIAL, LLC 0 Under 10 loans Under 10 loans Not published
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 0.0%
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.