Mortgage Lender Index

Cash-out refinancing lenders in Aransas County

80 cash-out refinancing mortgages were made in Aransas County, Texas, in 2025, by 57 lenders. The median rate their borrowers got was 6.990% on a median loan of $205,000. Of 119 decisions, 30 were denials — 25.2%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 18 7.125% $230,000 25.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 11 6.625% $45,000 0.0%
RALLY CREDIT UNION 10 6.313% $150,000 28.6%
Loandepot.Com, LLC 6 Under 10 loans Under 10 loans 25.0%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 16.7%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 33.3%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 25.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
American Partners Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
ROUNDPOINT MORTGAGE SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 1 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 1 Under 10 loans Under 10 loans 0.0%
International Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
PFN Lending Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
ARBOR REALTY TRUST, INC. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 1 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
The Falls City National Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 1 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
SFMC, LP 0 Under 10 loans Under 10 loans 50.0%
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Air Academy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Watermark Capital, Inc. 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans 100.0%
NETWORK FUNDING, L.P. 0 Under 10 loans Under 10 loans 100.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
INTERLINC MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.