Mortgage Lender Index

Home purchase lenders in Pocahontas County

56 home purchase mortgages were made in Pocahontas County, West Virginia, in 2025, by 50 lenders. The median rate their borrowers got was 6.625% on a median loan of $180,000. Of 87 decisions, 27 were denials — 31.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Pendleton Community Bank, Inc. 11 Not published $155,000 0.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 22.2%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 14.3%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
First-Citizens Bank & Trust Company 3 Under 10 loans Under 10 loans 0.0%
City National Bank of West Virginia 2 Under 10 loans Under 10 loans 33.3%
Alcova Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Fayette County National Bank 1 Under 10 loans Under 10 loans 50.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
The Grant County Bank 1 Under 10 loans Under 10 loans 0.0%
PUTNAM COUNTY BANK 1 Under 10 loans Under 10 loans 0.0%
Directions Credit Union, Inc. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The Poca Valley Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Clear Mountain Bank 1 Under 10 loans Under 10 loans 0.0%
United Bank 1 Under 10 loans Under 10 loans 0.0%
Burke & Herbert Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
BAYSHORE MORTGAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Bison State Bank 1 Under 10 loans Under 10 loans 0.0%
First Exchange Bank 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 75.0%
FIRST BANK 0 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Integrity Home Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Legends Bank 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 0.0%
WesBanco Bank, Inc. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
FIRST BANCORP, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Pocahontas County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.