Mortgage Lender Index

Home purchase lenders in Upshur County

127 home purchase mortgages were made in Upshur County, West Virginia, in 2025, by 66 lenders. The median rate their borrowers got was 6.638% on a median loan of $185,000. Of 250 decisions, 105 were denials — 42.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
MOVEMENT MORTGAGE, LLC 19 6.937% $165,000 17.9%
Rocket Mortgage, LLC 13 6.875% $185,000 23.5%
First Community Bank 10 6.563% $140,000 20.0%
Mortgage Research Center, LLC 9 Under 10 loans Under 10 loans 25.0%
The Huntington National Bank 8 Under 10 loans Under 10 loans 20.0%
WesBanco Bank, Inc. 7 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 77.1%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 4 Under 10 loans Under 10 loans 33.3%
First Exchange Bank 3 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 2 Under 10 loans Under 10 loans 70.8%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Truist Bank 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
City National Bank of West Virginia 2 Under 10 loans Under 10 loans 0.0%
Clear Mountain Bank 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 25.0%
Peoples Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
NQM FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Integrity Home Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
FIRST UNITED CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank National Association 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Burke & Herbert Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
First Federal Savings and Loan Association of Greene Co 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 90.9%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Clay County Bank, Inc. 0 Under 10 loans Under 10 loans Not published
The Grant County Bank 0 Under 10 loans Under 10 loans 100.0%
First National Bank of America 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 100.0%
United Bank 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
BAYSHORE MORTGAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.