Mortgage Lender Index

Home purchase lenders in McDuffie County

212 home purchase mortgages were made in McDuffie County, Georgia, in 2025, by 87 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 268 decisions, 49 were denials — 18.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 35 6.250% $175,000 2.6%
UNITED SHORE FINANCIAL SERVICES, LLC 18 6.125% $180,000 18.2%
PINNACLE BANK 12 Not published $345,000 0.0%
Queensborough National Bank & Trust Company 11 6.250% $215,000 8.3%
CROSSCOUNTRY MORTGAGE, INC. 11 6.188% $245,000 0.0%
FBC MORTGAGE, LLC 9 Under 10 loans Under 10 loans 10.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 7 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 14.3%
Broker Solutions, Inc. 6 Under 10 loans Under 10 loans 0.0%
COLONY BANK 5 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 4 Under 10 loans Under 10 loans 66.7%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 4 Under 10 loans Under 10 loans 20.0%
Ameris Bank 4 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
Cadence Bank 3 Under 10 loans Under 10 loans 25.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
FIRST CHOICE MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Regions Bank 2 Under 10 loans Under 10 loans 33.3%
First State Bank 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
F&M Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 85.7%
SRP Federal Credit Union 1 Under 10 loans Under 10 loans 75.0%
Truist Bank 1 Under 10 loans Under 10 loans 66.7%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 66.7%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Farmers State Bank 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
City National Bank of Florida 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
STG MORTGAGE INC 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Towne Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
RADIUS FINANCIAL GROUP INC. 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
SENTE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
Mid-Continent Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Oconee State Bank 0 Under 10 loans Under 10 loans Not published
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 0 Under 10 loans Under 10 loans 0.0%
AgGeorgia Farm Credit, ACA 0 Under 10 loans Under 10 loans 100.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
SUMMIT FUNDING, INC. 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Synovus Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.