Mortgage Lender Index

Home purchase lenders in Hubbard County

195 home purchase mortgages were made in Hubbard County, Minnesota, in 2025, by 89 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 218 decisions, 21 were denials — 9.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Servion, Inc. 20 6.500% $220,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 9 Under 10 loans Under 10 loans 0.0%
Gate City Bank 8 Under 10 loans Under 10 loans 11.1%
PLAZA HOME MORTGAGE, INC. 7 Under 10 loans Under 10 loans 12.5%
Bell Bank 7 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 7 Under 10 loans Under 10 loans 0.0%
Luminate Bank 6 Under 10 loans Under 10 loans 0.0%
AFFINITY PLUS 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 28.6%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 28.6%
Granite Bank 5 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 5 Under 10 loans Under 10 loans 0.0%
Deerwood Bank 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 57.1%
Bank Forward 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 25.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 3 Under 10 loans Under 10 loans 0.0%
Star Bank 3 Under 10 loans Under 10 loans 0.0%
Northview Bank 2 Under 10 loans Under 10 loans 60.0%
National Bank of Commerce 2 Under 10 loans Under 10 loans 0.0%
CorTrust Bank National Association 2 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 2 Under 10 loans Under 10 loans 0.0%
Sentry Bank 2 Under 10 loans Under 10 loans 0.0%
Old National Bank 2 Under 10 loans Under 10 loans 0.0%
Choice Financial Group 2 Under 10 loans Under 10 loans 0.0%
American National Bank of Minnesota 2 Under 10 loans Under 10 loans 0.0%
MAGNIFI FINANCIAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
Midwest Bank 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
The Dart Bank 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Black Hills Community Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
New Market Bank 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Gilbert 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
WESTCONSIN Credit Union 1 Under 10 loans Under 10 loans 0.0%
Border Bank 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
First International Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
NMSI, INC. 1 Under 10 loans Under 10 loans 0.0%
Liberty Bank Minnesota 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Freeport State Bank 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Bank of Elk River 1 Under 10 loans Under 10 loans 0.0%
American Federal Bank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CAPITAL 1 Under 10 loans Under 10 loans 0.0%
Florida Capital Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Nations Lending Corporation 0 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
CORNERSTONE CAPITAL BANK, SSB 0 Under 10 loans Under 10 loans Not published
Wings Financial Credit Union 0 Under 10 loans Under 10 loans 100.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 0 Under 10 loans Under 10 loans Not published
MEGASTAR FINANCIAL CORP. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.