Mortgage Lender Index

Cash-out refinancing lenders in Lawrence County

139 cash-out refinancing mortgages were made in Lawrence County, Missouri, in 2025, by 68 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 212 decisions, 63 were denials — 29.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 25 6.875% $145,000 21.6%
AmeriSave Mortgage Corporation 9 Under 10 loans Under 10 loans 57.1%
549300FZVFXIG76Q3D24 7 Under 10 loans Under 10 loans 12.5%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 25.0%
Arvest Bank 5 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 25.0%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 16.7%
MUTUAL OF OMAHA MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Old Missouri Bank 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 33.3%
NEWREZ LLC 4 Under 10 loans Under 10 loans 20.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 66.7%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 33.3%
GERSHMAN INVESTMENT CORP. 3 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 40.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
5493001Q8FNQ5TSRE594 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 77.8%
AMERICAN FINANCING CORPORATION 2 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 40.0%
Sullivan Bank 2 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 2 Under 10 loans Under 10 loans 0.0%
First Savings Bank 2 Under 10 loans Under 10 loans 0.0%
TELCOMM Credit Union 1 Under 10 loans Under 10 loans 80.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Guaranty Bank 1 Under 10 loans Under 10 loans 0.0%
River Region Credit Union 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
BluCurrent Credit Union 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
The Callaway Bank 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
Mid-Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
Great Southern Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Simmons Bank 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
MISSOURI ELECTRIC COOPERATIVES EMPL 0 Under 10 loans Under 10 loans Not published
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
UMB Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Members Mortgage Services, L.L.C. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Lawrence County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.