Mortgage Lender Index

Cash-out refinancing lenders in Val Verde County

49 cash-out refinancing mortgages were made in Val Verde County, Texas, in 2025, by 41 lenders. The median rate their borrowers got was 7.000% on a median loan of $135,000. Of 77 decisions, 25 were denials — 32.5%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 12 7.120% $135,000 20.0%
The Bank & Trust 8 Under 10 loans Under 10 loans 11.1%
NATIONSTAR MORTGAGE LLC 5 Under 10 loans Under 10 loans 0.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 4 Under 10 loans Under 10 loans 16.7%
SECURITY SERVICE FEDERAL CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 40.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
ABILENE TEACHERS Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
FocusOne Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
DIRECTIONS EQUITY, LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Home Mortgage Alliance Corporation (HMAC) 0 Under 10 loans Under 10 loans Not published
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
GARDNER FINANCIAL SERVICES, LTD. 0 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
Falcon International Bank 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.