Mortgage Lender Index

Cash-out refinancing lenders in Washington County

106 cash-out refinancing mortgages were made in Washington County, Oklahoma, in 2025, by 68 lenders. The median rate their borrowers got was 6.750% on a median loan of $150,000. Of 200 decisions, 85 were denials — 42.5%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 25 7.250% $115,000 35.0%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.688% $170,000 23.1%
Arvest Bank 6 Under 10 loans Under 10 loans 30.0%
CARRINGTON MORTGAGE SERVICES, LLC 5 Under 10 loans Under 10 loans 62.5%
FREEDOM MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 33.3%
Truity Federal Credit Union 4 Under 10 loans Under 10 loans 20.0%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 42.9%
Loan Funder LLC 4 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 4 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 81.3%
RCB Bank 3 Under 10 loans Under 10 loans 25.0%
BETTER MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 80.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 75.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 66.7%
BOKF, National Association 1 Under 10 loans Under 10 loans 66.7%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
TTCU Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
OKLAHOMA CENTRAL Credit Union 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
984500RF83EA742B5589 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
ROUNDPOINT MORTGAGE SERVICING LLC 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
ASSOCIATED MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
Stride Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
United Trust Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 75.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TINKER FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
Empeople Credit Union 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans 100.0%
ALAMEDA MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Union State Bank 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Chickasaw Community Bank 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
WEOKIE Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.