Mortgage Lender Index

Home purchase lenders in Sharp County

220 home purchase mortgages were made in Sharp County, Arkansas, in 2025, by 83 lenders. The median rate their borrowers got was 6.625% on a median loan of $135,000. Of 273 decisions, 46 were denials — 16.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
First Community Bank 43 6.625% $135,000 10.4%
FNBC Bank 17 Not published $105,000 5.6%
Click n' Close, Inc. 16 6.125% $155,000 0.0%
Mortgage Research Center, LLC 15 6.750% $155,000 0.0%
Fairway Independent Mortgage Corporation 12 6.490% $140,000 7.7%
AMERICAN FINANCIAL RESOURCES, INC. 10 6.500% $120,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 8 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 62.5%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 6 Under 10 loans Under 10 loans 0.0%
Arvest Bank 6 Under 10 loans Under 10 loans 0.0%
Evolve Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 76.9%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 Under 10 loans Under 10 loans 20.0%
DAS Acquisition Company, LLC 3 Under 10 loans Under 10 loans 0.0%
The Farmers & Merchants Bank 3 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
FIRST NATIONAL BANK OF LAWRENCE COUNTY 2 Under 10 loans Under 10 loans 33.3%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 33.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Cadence Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Southern Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
FOCUS BANK 1 Under 10 loans Under 10 loans 0.0%
FIRSTTRUST HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
First National Bank 1 Under 10 loans Under 10 loans 0.0%
The Citizens Bank 1 Under 10 loans Under 10 loans 0.0%
ASSOCIATED MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
ASSEMBLIES OF GOD Credit Union 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of England 1 Under 10 loans Under 10 loans 0.0%
Southern Bancorp Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 54.6%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Midwest Mortgage Associates Corporation 0 Under 10 loans Under 10 loans Not published
ARKANSAS Federal Credit Union 0 Under 10 loans Under 10 loans Not published
First Horizon Bank 0 Under 10 loans Under 10 loans 100.0%
First Security Bank 0 Under 10 loans Under 10 loans Not published
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans Not published
Guaranty Bank and Trust Company 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
AgHeritage Farm Credit Services, ACA 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NUMARK CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.