Mortgage Lender Index

Home purchase lenders in Rio Grande County

95 home purchase mortgages were made in Rio Grande County, Colorado, in 2025, by 60 lenders. The median rate their borrowers got was 6.500% on a median loan of $255,000. Of 125 decisions, 20 were denials — 16.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 10 6.500% $320,000 9.1%
GUILD MORTGAGE COMPANY 9 Under 10 loans Under 10 loans 8.3%
GUARANTEED RATE, INC. 8 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 7 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 6 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 2 Under 10 loans Under 10 loans 40.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 60.0%
NBH Bank 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 2 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
DIRECTORS MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 75.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 75.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Farmers State Bank of Calhan 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 0.0%
Pointbank 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRSTOAK BANK 1 Under 10 loans Under 10 loans 0.0%
Stride Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Hutchinson 1 Under 10 loans Under 10 loans 0.0%
ALLIANT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Alpine Bank 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ENT Credit Union 0 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Blue Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 0 Under 10 loans Under 10 loans 100.0%
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CENTENNIAL LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Midwest Mortgage Associates Corporation 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Zions Bancorporation, N.A. 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
MidAmerica National Bank 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Rio Grande County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.