Mortgage Lender Index

Home purchase lenders in Deaf Smith County

122 home purchase mortgages were made in Deaf Smith County, Texas, in 2025, by 54 lenders. The median rate their borrowers got was 6.650% on a median loan of $180,000. Of 222 decisions, 82 were denials — 36.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Fairway Independent Mortgage Corporation 19 6.625% $205,000 5.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 6.250% $175,000 9.1%
FirstBank Southwest 12 6.375% $140,000 7.1%
Amarillo National Bank 9 Under 10 loans Under 10 loans 0.0%
First Financial Bank 8 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
First National Bank of Hereford 5 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 82.6%
Centennial Bank 4 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 55.6%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 68.8%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 2 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
ALLIANCE CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
ASSOCIATED MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First United Bank 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
TIB National Association 1 Under 10 loans Under 10 loans 0.0%
CONTOUR MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Access Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 93.3%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Western Bank 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
HomePromise Corporation 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
TEXANS 0 Under 10 loans Under 10 loans 100.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 100.0%
HOMETRUST MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.