Mortgage Lender Index

Home purchase lenders in Buckingham County

155 home purchase mortgages were made in Buckingham County, Virginia, in 2025, by 80 lenders. The median rate their borrowers got was 6.750% on a median loan of $245,000. Of 210 decisions, 44 were denials — 21.0%, most often for unverifiable information.

LenderMortgages madeMedian rateMedian loanDenied
Alcova Mortgage LLC 8 Under 10 loans Under 10 loans 10.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 22.2%
MOVEMENT MORTGAGE, LLC 6 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 6 Under 10 loans Under 10 loans 25.0%
Virginia Credit Union, Inc. 6 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 80.6%
SWBC MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
Benchmark Community Bank 5 Under 10 loans Under 10 loans 0.0%
The Farmers Bank of Appomattox 5 Under 10 loans Under 10 loans 0.0%
NFM, INC. 5 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 20.0%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. 4 Under 10 loans Under 10 loans 20.0%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 20.0%
Truist Bank 4 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 4 Under 10 loans Under 10 loans 0.0%
Colonial Farm Credit, ACA 4 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
The Bank of Charlotte County 3 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 3 Under 10 loans Under 10 loans 0.0%
C&F Select LLC 3 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Integrity Home Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 2 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
United Bank 2 Under 10 loans Under 10 loans 0.0%
Towne Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust Company 1 Under 10 loans Under 10 loans 33.3%
First Heritage Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
EMBRACE HOME LOANS, INC. 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
FIRST BANK 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Towne Bank 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
FIDELITY DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
INB, National Association 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 1 Under 10 loans Under 10 loans 0.0%
Atlantic Union Bank 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Fulton Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans Not published
Loansteady LLC 0 Under 10 loans Under 10 loans Not published
ROSS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Dominion Capital Mortgage Inc. 0 Under 10 loans Under 10 loans 100.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.