Mortgage Lender Index

Home purchase lenders in Madison County

183 home purchase mortgages were made in Madison County, Arkansas, in 2025, by 84 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 246 decisions, 54 were denials — 22.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Arvest Bank 29 6.875% $225,000 21.6%
CS Bank 12 Not published $145,000 7.1%
FLAT BRANCH MORTGAGE, INC. 12 6.625% $230,000 0.0%
MY MOVE MORTGAGE, LLC 8 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 8 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 53.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 5 Under 10 loans Under 10 loans 73.9%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 37.5%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 20.0%
Centennial Bank 4 Under 10 loans Under 10 loans 20.0%
Signature Bank of Arkansas 4 Under 10 loans Under 10 loans 0.0%
Bank of 1889 4 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 16.7%
UNITED FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
Armstrong Bank 3 Under 10 loans Under 10 loans 0.0%
Priority Bank 2 Under 10 loans Under 10 loans 0.0%
ASSOCIATED MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Anstaff Bank 2 Under 10 loans Under 10 loans 33.3%
LENNAR MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
First Security Bank 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
The First National Bank of Fort Smith 2 Under 10 loans Under 10 loans 0.0%
ARKANSAS Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 2 Under 10 loans Under 10 loans 0.0%
Ameris Bank 2 Under 10 loans Under 10 loans 0.0%
UNITED BUILT HOMES, L.L.C. 1 Under 10 loans Under 10 loans 40.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 50.0%
ENCORE BANK 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Legacy National Bank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
The Farmers & Merchants Bank 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Central Bank 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
First State Bank 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
First Community Bank 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Eagle Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Generations Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 75.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
Farm Credit Services of Western Arkansas, ACA 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
COMMUNITYAMERICA CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
SECURITYNATIONAL MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.