Mortgage Lender Index

Home purchase lenders in Morgan County

364 home purchase mortgages were made in Morgan County, Colorado, in 2025, by 113 lenders. The median rate their borrowers got was 6.375% on a median loan of $305,000. Of 430 decisions, 48 were denials — 11.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Bank of Colorado 48 6.375% $330,000 5.8%
UNITED SHORE FINANCIAL SERVICES, LLC 33 6.250% $365,000 10.8%
Loan Simple, Inc. 25 6.625% $285,000 0.0%
GUILD MORTGAGE COMPANY 25 6.125% $295,000 0.0%
CROSSCOUNTRY MORTGAGE, INC. 14 6.433% $325,000 0.0%
Rocket Mortgage, LLC 12 6.183% $290,000 7.7%
Broker Solutions, Inc. 11 6.375% $225,000 0.0%
Fairway Independent Mortgage Corporation 11 6.188% $235,000 8.3%
FMS Bank 10 Not published $350,000 6.3%
AMERICAN FINANCING CORPORATION 10 6.188% $260,000 0.0%
GUARANTEED RATE, INC. 8 Under 10 loans Under 10 loans 0.0%
Financial Funding Solutions, Inc. 7 Under 10 loans Under 10 loans 22.2%
TOP FLITE FINANCIAL, INC. 7 Under 10 loans Under 10 loans 0.0%
GOLDEN EMPIRE MORTGAGE, INC. 7 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 7 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 7 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 7 Under 10 loans Under 10 loans 0.0%
OriginPoint, LLC 6 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 28.6%
THE LOAN STORE, INC. 4 Under 10 loans Under 10 loans 12.5%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 33.3%
CMG MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 3 Under 10 loans Under 10 loans 40.0%
Synergy One Lending, Inc. 3 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
American Liberty Mortgage, Incorporated 3 Under 10 loans Under 10 loans 25.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
MEGASTAR FINANCIAL CORP. 2 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 2 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
CONVENTUS LLC 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 90.9%
BMO Bank National Association 1 Under 10 loans Under 10 loans 66.7%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
First Western Trust Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
Equitable Savings and Loan Association 1 Under 10 loans Under 10 loans 50.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 50.0%
High Plains Bank 1 Under 10 loans Under 10 loans 0.0%
ENT Credit Union 1 Under 10 loans Under 10 loans 0.0%
M2 LENDING SOLUTIONS, LLC 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
AML FUNDING LLC 1 Under 10 loans Under 10 loans 0.0%
254900RNV63A0TIZNK90 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
SECURITY HOME MORTGAGE, LLC. 1 Under 10 loans Under 10 loans 0.0%
BELLCO CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Dayspring Bank 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
The Eastern Colorado Bank 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION OF DENVER 0 Under 10 loans Under 10 loans 100.0%
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
ELEVATIONS 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
CLEAREDGE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
PREMIER MEMBERS CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans 100.0%
VELOCITY COMMERCIAL CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
BOKF, National Association 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.