Home purchase lenders in Rock County
2,166 home purchase mortgages were made in Rock County, Wisconsin, in 2025, by 234 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 2,501 decisions, 252 were denials — 10.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Johnson Financial Group | 183 | 6.600% | $255,000 | 1.9% |
| GUILD MORTGAGE COMPANY | 182 | 6.750% | $215,000 | 2.1% |
| Summit Credit Union | 156 | 6.500% | $255,000 | 2.9% |
| Blackhawk Community Credit Union | 79 | 6.750% | $215,000 | 1.3% |
| THOMPSON KANE & COMPANY, INC | 71 | 6.875% | $245,000 | 1.4% |
| Mortgage Research Center, LLC | 70 | 6.375% | $295,000 | 15.7% |
| Fairway Independent Mortgage Corporation | 69 | 6.750% | $245,000 | 8.0% |
| Associated Bank, National Association | 68 | 6.500% | $195,000 | 10.5% |
| Rocket Mortgage, LLC | 61 | 6.625% | $235,000 | 6.2% |
| The First National Bank and Trust Company | 57 | 6.750% | $225,000 | 1.7% |
| University of Wisconsin Credit Union | 54 | 6.500% | $270,000 | 11.5% |
| Zippy Loans, LLC | 53 | 8.000% | $55,000 | 53.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 6.534% | $225,000 | 8.0% |
| First Mid Bank & Trust, National Association | 44 | 6.500% | $205,000 | 12.0% |
| Bank of Milton | 44 | Not published | $230,000 | 6.0% |
| First Community Bank | 41 | Not published | $215,000 | 0.0% |
| U.S. Bank National Association | 39 | 6.500% | $245,000 | 20.4% |
| EDUCATORS CREDIT UNION | 33 | 6.625% | $205,000 | 2.6% |
| Barrington Bank & Trust Company, National Association | 30 | 6.563% | $260,000 | 11.8% |
| GREENSTATE Credit Union | 29 | 6.650% | $185,000 | 11.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 28 | 6.563% | $175,000 | 13.5% |
| The Bank of New Glarus | 28 | 6.688% | $225,000 | 3.2% |
| First Community CU of Beloit | 24 | Not published | $180,000 | 7.7% |
| Lake Ridge Bank | 23 | 6.500% | $255,000 | 4.0% |
| 254900B0P7ZWM2SQVJ36 | 23 | Not published | $265,000 | 0.0% |
| Bank of Deerfield | 22 | Not published | $150,000 | 12.0% |
| Nations Lending Corporation | 20 | 6.750% | $230,000 | 4.4% |
| Bell Bank | 20 | 6.433% | $295,000 | 0.0% |
| GUARANTEED RATE, INC. | 18 | 6.563% | $215,000 | 10.0% |
| JPMorgan Chase Bank, National Association | 18 | 6.433% | $190,000 | 10.0% |
| MORTGAGE CENTER L.C | 18 | 6.375% | $210,000 | 18.2% |
| Prosperity Home Mortgage, LLC | 16 | 6.625% | $280,000 | 0.0% |
| BMO Bank National Association | 15 | 6.625% | $225,000 | 28.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 15 | 6.990% | $275,000 | 0.0% |
| The Bank of Brodhead | 14 | Not published | $160,000 | 0.0% |
| Old National Bank | 13 | 6.500% | $255,000 | 21.1% |
| NEWREZ LLC | 13 | 6.625% | $275,000 | 7.1% |
| One Community Bank | 13 | 7.250% | $215,000 | 0.0% |
| COMPEER FINANCIAL, FLCA | 12 | 7.250% | $295,000 | 17.7% |
| Ixonia Bank | 12 | 6.813% | $210,000 | 0.0% |
| CBI Bank & Trust | 12 | 6.975% | $175,000 | 7.7% |
| PremierBank | 11 | Not published | $175,000 | 8.3% |
| WISCONSIN MORTGAGE CORPORATION | 10 | 6.438% | $230,000 | 9.1% |
| Farmers and Merchants Union Bank | 10 | Not published | $105,000 | 9.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.563% | $185,000 | 0.0% |
| ADVIA Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Bankers' Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| ENVOY MORTGAGE, LTD | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Sun Prairie | 6 | Under 10 loans | Under 10 loans | 18.2% |
| Broker Solutions, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PENNYMAC LOAN SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Bank Five Nine | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Servion, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Landmark Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Greenwood's State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sauk Valley Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Mound City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples Community Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Byron Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DMB Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union (Madison) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CONSUMERS COOPERATIVE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers & Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A + MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank First, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stillman BancCorp N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capitol Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Badger Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| National Exchange Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NORTHERN Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ILLINOIS STATE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Trust and Savings | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GATEWAY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Park Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 92.3% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| East Wisconsin Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOX COMMUNITIES Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Midland States Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Forward Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fortifi Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Starion Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waukesha State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baraboo State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PyraMax Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIME FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WaterStone Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bristol Morgan Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University of Illinois Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Equitable Bank, S.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Abbott Laboratories Employees Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBH Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IncredibleBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEY MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank Illinois | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| German-American State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 34 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.