Mortgage Lender Index

Cash-out refinancing lenders in Bryan County

253 cash-out refinancing mortgages were made in Bryan County, Georgia, in 2025, by 96 lenders. The median rate their borrowers got was 6.875% on a median loan of $215,000. Of 401 decisions, 129 were denials — 32.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 74 8.625% $105,000 17.2%
UNITED SHORE FINANCIAL SERVICES, LLC 23 6.500% $255,000 23.3%
FREEDOM MORTGAGE CORPORATION 15 6.250% $295,000 28.6%
AmeriSave Mortgage Corporation 9 Under 10 loans Under 10 loans 62.5%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 11.1%
Fairway Independent Mortgage Corporation 8 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 6 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 6 Under 10 loans Under 10 loans 45.5%
GEOVISTA 6 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 5 Under 10 loans Under 10 loans 60.0%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 28.6%
NEWREZ LLC 4 Under 10 loans Under 10 loans 69.2%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 20.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 66.7%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Ameris Bank 3 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 83.3%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 60.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 25.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 33.3%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 33.3%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 2 Under 10 loans Under 10 loans 33.3%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Luminate Bank 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 83.3%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 50.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 50.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 50.0%
BANKSOUTH MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
CAPITAL CENTER, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
COLONY BANK 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FAY SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CPM Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CORE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
2549005FUF02T1IFCA22 0 Under 10 loans Under 10 loans 100.0%
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
Loansteady LLC 0 Under 10 loans Under 10 loans 100.0%
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
FBC MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Presidential Bank, FSB 0 Under 10 loans Under 10 loans Not published
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans 100.0%
NEXERA HOLDING LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
VISTA POINT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
BankSouth 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.