Mortgage Lender Index

Home purchase lenders in Matagorda County

307 home purchase mortgages were made in Matagorda County, Texas, in 2025, by 119 lenders. The median rate their borrowers got was 6.624% on a median loan of $215,000. Of 473 decisions, 127 were denials — 26.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Gateway First Bank 38 6.563% $205,000 7.3%
UNITED SHORE FINANCIAL SERVICES, LLC 22 6.499% $205,000 4.4%
INSPIRE HOME LOANS INC. 19 4.875% $275,000 13.0%
LENNAR MORTGAGE, LLC 19 4.500% $205,000 9.5%
Prosperity Bank 15 7.250% $165,000 29.2%
SOUTHWEST FUNDING, LP 15 6.750% $235,000 6.3%
TEXAS DOW EMPLOYEES CREDIT UNION 12 6.813% $275,000 7.7%
21st Mortgage Corporation 10 9.260% $60,000 78.4%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 35.7%
NEWREZ LLC 8 Under 10 loans Under 10 loans 20.0%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 7 Under 10 loans Under 10 loans 12.5%
JPMorgan Chase Bank, National Association 7 Under 10 loans Under 10 loans 12.5%
The First State Bank 7 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 6 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 16.7%
First Financial Bank 5 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 33.3%
PREMIER MORTGAGE RESOURCES, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
FIRST SERVICE Credit Union 3 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 2 Under 10 loans Under 10 loans 0.0%
American Liberty Mortgage, Incorporated 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
NETWORK FUNDING, L.P. 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
NewFirst National Bank 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 71.4%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 66.7%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
CHEVRON Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Bastrop 1 Under 10 loans Under 10 loans 0.0%
ENCORE BANK 1 Under 10 loans Under 10 loans 0.0%
First State Bank 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
SECURITY SERVICE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Austin Bank, Texas National Association 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE ACCESS CORP. 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
EFINITY FINANCIAL INC. 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Home Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 1 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
PlainsCapital Bank 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW FED MORTGAGE, CORP. 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Stellar Bank 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
9845005BP6974AE5D838 1 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 85.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans 66.7%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 0.0%
FirstBank 0 Under 10 loans Under 10 loans 40.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
First National Bank in Port Lavaca 0 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 100.0%
254900K39SBWA2QOUF69 0 Under 10 loans Under 10 loans Not published
HomePromise Corporation 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
GENWAY HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Southside Bank 0 Under 10 loans Under 10 loans Not published
First Bank 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Wallick & Volk, Inc. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
Broadway National Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
RED RIVER EMPLOYEES FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Matagorda County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.